Banking and Finance
New challenges, new regulation and new ways of raising finance.
At Adams Law LLP we have seen our fair share of ups and downs in the Banking and Finance sectors, the world is changing and so is the way that lenders and borrowers do business.
The financial crisis in Ireland has caused major regulatory changes. That has affected the way that lending institutions do business. It has also caused a great diversity in the supply of debt funding. There are ongoing challenges in relation to financial distress. This has led to a huge increase in the demand for industry specific advice in relation to the structure and operation of finance deals in Ireland. Our banking and finance practice have a huge amount of experience in navigating all of these challenges.
Whether you are a borrower, lender, sponsor, insolvency practitioner or debt advisor, we can provide solutions to your challenges and without doubt our priority is putting our clients first by understanding their business issues and providing practical tailored advice to solve those issues.
OVERALL, PRACTICAL BANKING AND FINANCE ADVICE
We believe that attention to detail in business is absolutely critical. It is about working to the highest possible standards so that you get quality advice and, above all else, peace of mind.
Our solicitors enjoy close working relationships with many Irish and International lending institutions. Over the years, we have acted for banks, funds, finance houses, venture capitalists, family offices, individual and corporate borrowers. All types and sizes of business, ranging from some of the largest lenders to boutique finance houses. Regularly we act for either lenders or borrowers on secured lending instructions. A lot of our work relates to loan restructuring, re-mortgages, refinances and fundraisings for clients in Ireland and abroad.
WITHOUT DOUBT, IT IS ABOUT EXPERT SOLICITORS THAT KNOW THE LAW
We also like to advise our clients of the commercial practicalities of banking and finance transactions. Having worked in this area of law for many years, we know how to ensure that you get the best advice fast. It is important that your transaction runs smoothly and completes on time. How do we do it? Without doubt, we are experts in structuring a deal. It is about knowing the market. Understanding your business is key. Above all, we listen to what our clients want. Being familiar with what Irish and International lenders’ requirements are is also key. In addition, understanding their policies and knowing how they like to structure deals is extremely important. Put simply, we provide practical commercial solutions to ensure that you achieve your goals.
We support a wide spectrum of lending and general finance transactions such as real estate finance, media, retail and technology finance, corporate lending, debt restructuring and security enforcement.
Not every transaction is straight forward, our solicitors work together in a collegiate manner in order to ensure success.
Come and talk to us about:
- Complex multi-jurisdictional lending facilities.
- Multi-layer financing transactions.
- Facility agreements and Letters of Loan Offer.
- Loan agreements.
- Cross guarantees and other types of collateralised security.
- Subordination and priority agreements.
- Buying out existing security.
- Senior and Venture Capital debt funding.
- Mezzanine finance and investment.
Finally, recent Highlights of Work
- We act for one of the largest refinance lending institutions in the market. This invovled refinancing existing debts and portfolios of properties with pillar banks and vulture funds.
- Refinance of a nursing home group and individual financing of nursing homes.
- Financing of a major windfarm in excess of €25M in lending.
- Financing of the acquisition of Irish and UK media company with a value in excess of €7M.
- Advising clients in relation to lending agreements and security documents for a lending institution.
- Financing of airports, shopping centres, mixed use developments, hotels, aircraft and boats.
- Acting for a receiver in relation to the sale of a portfolio of properties. Its value was in excess of €20M.
- Refinancing assets out of NAMA. These assets had a value in excess of €10M.